JOY YANG, LICSW
COUNSELING FOR MENTAL + EMOTIONAL WELLNESS
FEES + INSURANCE
Before scheduling an appointment, I offer a free 15 minute consultation to obtain relevant information and determine fit.
I am an out-of-network provider for most PPO/POS insurance plans. This means that if your plan includes out-of-network benefits, you can collect partial reimbursement from your insurance company for the cost of sessions. (PPO/POS plans often reimburse therapy clients for 60-80% of session costs. Every plan is different, so please check with your insurance provider to determine your out-of-network arrangement.) Please note, I cannot guarantee you will receive reimbursements as all interactions with your insurance company are your responsibility.
When contacting your insurance company it can be helpful to ask:
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Do I have out of network benefits for outpatient or behavioral health services
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What are the benefits?
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Do I need a referral or pre-authorization to use my out-of-network benefits?
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What percentage of the service fee is covered?
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How do I submit receipts/superbills for reimbursement? (Most insurance companies allow for invoices to be submitted via their website.)
My out of pocket fees are:
Initial Individual Assessment
60 minutes-$250
Individual Therapy
45 minutes- $175
60 minutes-$225
Couples Therapy
60 mins- $275
Group Therapy
60 mins- $60/ session
GOOD FAITH ESTIMATE
Under Section 2799B-6 of the Public Health Service Act, health care providers are required to inform individuals who are not enrolled in a medical plan or who do not have coverage or are not eligible for a Federal health care program, or who are not seeking to file a claim with their plan or coverage, both orally and in writing, upon their request or at the time of scheduling health care services, to receive a “Good Faith Estimate” of expected charges.
Under the law, health care providers need to give clients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
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You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services.
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Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
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If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
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Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your rights to a Good Faith Estimate, visit www.cms.gov/nosurprises
Payment is due at time of service. Accepted payment methods include check, cash, credit card flexible health spending cards and Venmo.